FAQ

Can I refinance an existing auto loan from another lender to Sikorsky Credit Union
Yes you can. Refinancing an auto loan you have with another lender to Sikorsky Credit Union may save you money. Learn more on our Auto Refinance page here.
Mon, Dec 19, 2022 at 4:51 PM
How are the payments different with an Advantage Auto Loan than a conventional auto loan?
The difference between what you pay for the vehicle and the residual value is used to determine the principal portion of your payment, which results in a lo...
Mon, Dec 19, 2022 at 3:47 PM
For the Advantage Auto Loan, how is residual value determined?
Residual value is established based on the term of the loan using industry approved guidelines similar to leasing. The Advantage Auto Loan uses standard ind...
Mon, Dec 19, 2022 at 3:47 PM
For the Advantage Auto Loan, what are my mileage options?
You can select a 7,500, 10,000,12,000, 15,000, or 18,000 miles per year option. The excess mileage cost is only $.10 a mile, unlike leasing which can cost u...
Mon, Dec 19, 2022 at 3:48 PM
Do you require a first or last payment for the Advantage Auto Loan?
No we do not. Many leases require the first and last payments to be made at the time of loan disbursement-our Advantage Auto Loan does not.
Mon, Dec 19, 2022 at 3:51 PM
Can I pay off my Advantage Auto loan early?
Yes you can. Because you own the vehicle you may pay the loan off, sell the vehicle, or use it as a trade-in at any time during the term of the loan—without...
Mon, Dec 19, 2022 at 3:52 PM
How can I keep the vehicle at the end of the term for my Advantage Auto Loan?
With traditional leasing, if you decide to keep your vehicle, you have to buy it out. Which means you'll pay tax, title and license on the vehicle you&#...
Mon, Dec 19, 2022 at 3:52 PM
Can I transfer a balance from my credit card at another financial institution to a Sikorsky Credit Union Visa card?
Yes, with our VISA Platinum or VISA Advantage credit card, you can get an introductory APR for 12 months on balance transfers made within 90 days of opening...
Mon, Jul 3, 2023 at 2:57 PM
How do I sign up for Online Banking?
Enrolling in Online banking is easy. Visit our Online Banking Page here to get started.
Mon, Dec 19, 2022 at 4:04 PM
Can I deposit checks through my mobile phone?
Yes you can. Download our Mobile App to get started. Once in the Mobile App select 'Check Deposit' and follow the prompts.
Mon, Dec 19, 2022 at 3:55 PM